When Should I Do It Myself and When Should I Leave it to the Pros?

Q: Which home improvement projects can I tackle myself, and when should I leave it to the pros?

A: It’s tempting to want to do everything yourself, but it isn’t always the best choice. Here’s how to know when to do it yourself and when to hire professionals.

Home improvement projects you can probably do on your own

  • Cosmetic improvements.This includes painting, wallpapering, wood staining, installing adhesive carpet tiles and replacing the hardware on cabinets and drawers. Check out tutorials on YouTube for useful tips, tricks and hacks.
  • Minor plumbing jobs.Almost anyone can snake a clogged toilet, and most people can handle fixing a minor faucet leak or changing a shower head. Maybe even installing a toilet. Again, YouTube is your best friend when it comes to DIY adventures.
  • Minor electrical work.You can probably install new light fixtures and change your light switch plates without much issue.
  • Install tiles.Think a new backsplash for your kitchen, new tiles for your bathroom floors and walls, and new floors for your kitchen and foyer.

Six questions to ask before tackling a project on your own

  1. Have I done a project like this before? If this isn’t your first time doing a project like this, you can probably handle it now.
  2. Do I have a reliable resource to turn to with any questions that may arise? It’s best to be prepared in case you run into trouble mid-project. Get that contractor friend on speed dial!
  3. Will this project involve any structural framing? It’s best not to tackle projects that involve cutting through walls without professional guidance.
  4. Will this job involve any electrical, plumbing or HVAC work? If your project involves cutting through pipes and wires, it’s best to call in the pros.
  5. Do I have the resources to complete this job? Make an estimation of how much the job will cost you in time and money before you begin.
  6. Will this job risk personal injury? Don’t risk your safety on a project that should really be left to the pros.

Paying for a home improvement project

A home improvement project can be expensive. Consider tapping into your home’s equity through a home equity loan or a home equity line of credit with Olean Area Federal Credit Union to help you pay for the project. Call, click, or stop by today!

Home Improvement Hacks

You’ve finally finished scrubbing and purging your home from top to bottom in honor of spring. And now, with every surface, closet, and room sparkling clean, you’re starting to see all the areas that could use a facelift. Maybe you’re hankering after a complete kitchen makeover. You might be dreaming of a fresh coat of paint for your bedrooms. Or maybe your window treatments are in desperate need of an overhaul. 

The only thing standing between you and your dream home is finding piles of cash for funding it, right? 

Maybe not. Lucky for you, you don’t need to spend a fortune this spring to give your house a new look. Read on for our list of home improvement hacks and learn how to upgrade your home on a budget. 

1. Cabinet makeover 

Instead of dropping a ton of money on replacing your kitchen cabinets, you can give a tired kitchen a fresh new look by replacing just the cabinet fronts. You’ll pay a fraction of the price and no one will know it’s your old, shabby cabinets hiding behind those beautiful new doors. 

Want to go even lower-cost? Consider painting the front of your cabinet to upgrade the look without spending much money or time. You can also replace those dated cabinet pulls with something nicer and trendier for a more modern look. 

2. Cover your countertops with contact paper 

Granite countertops can be gorgeous, but they’re also incredibly pricey. Instead of taking out a second mortgage for beautiful counters, try covering them with pretty, patterned contact paper. You’ll find loads of granite lookalikes at home improvement stores and you can learn how to apply your knockoff covers neatly from DIY tutorials on YouTube. You might even fool your friends and family into thinking it’s the real thing. But don’t worry: We won’t tell anyone it’s fake! 

3. Use PVC pipes for curtain rods 

Pretty curtains and drapes add a splash of color and personality to any room. You can make your own inexpensive curtains by picking up some fabric from a sewing supply store. The only issue? You’ll need rods to hang up those curtains—and if you need specific measurements and colors, that can get pricey. 

Make it happen with this hack: Use PVC pipes instead of curtain rods. You can paint your pipes to match the décor of the room and hang them with inexpensive hooks that fit well. Curtains, done! 

4. Create a mirrored backsplash 

All you need for this fantastic hack is a pack of self-adhesive mirror tiles. These retail for about $15 per 20-tile pack and you can find them online or at a home improvement store. Use your snazzy tiles to create a mirrored backsplash in your kitchen. Decorate with inexpensive decals to up the glam or just leave it bare. The mirrors will give the illusion of greater space and you won’t have to deal with grout and caulking. It’s a super-cheap way to make your kitchen sparkle! 

5. Slipcover your sofa 

If your sofa is hopelessly stained and you’d love to update it, but can’t spare the cash, try covering it in a slipcover. You can find a leather-look slipcover to match the shape of your sofa for $100 or less. They’re not just for protection; the right slipcover will give you an (almost) brand new couch! Make sure you read reviews before purchasing, because quality really makes a difference here. 

6. Let the light in 

Light fixtures can really make or break an area in your home, and you don’t have to spend a fortune to get it right. Walk through your home and take note of the light fixtures that are relics from a past life, paying close attention to highly visible areas. Then, take a trip to a home improvement store or check out sites like Wayfair and Hayneedle for trendy, striking light fixtures. For less than $100, you can give your house an entire new look! 

7. DIY paint 

If the walls in your home desperately need fresh coats of paint, look no further than your local home improvement store. No, you don’t have to be a genuine DIYer to get this right; it’s fairly simple. You’ll find loads of painting tutorials on YouTube, and you’ll only have to spring for the actual paint plus a few supplies. Best of all, when you’re in charge, you can get as creative as possible. Using painter’s tape and your imagination, you can paint funky designs on your walls, like diamond contrasts, vertical and horizontal stripes, or, if you’re feeling really artsy, go for a full-blown mural! 

These hacks will make your home beautiful this spring for just a bit of money. If you need more major home improvements that require serious cash, though, we can help. Call, click or stop by Olean Area FCU today to ask us about opening a HELOC or taking out a home equity loan. We can make that happen, too! 

SOURCES:

www.google.com/amp/s/www.thrillist.com/amphtml/home/home-improvement-hacks-under-50-diy-home-projects

diyjoy.com/diy-remodeling-hacks/

www.architectureartdesigns.com/15-smart-hacks-that-will-save-you-money-while-remodeling-your-home/

www.google.com/amp/s/www.remodelista.com/posts/apartment-rental-simple-easy-budget-hacks/amp/

Video Banking