Installment Loans


  • The holidays can mean an extra demand on your finances. We can help brighten the season with the right Holiday Loans to fit your gift needs!

These seasonal loans are available from October through December each year to assist in your holiday shopping needs. Holiday loans are unsecured loans and are generally granted up to $5000.

The rates will be posted each season as they are available.

10/1-12/31 – Click here to apply



  • If your home needs a little TLC or a larger renovation, consider our Home Improvement Loans! The right financing can be just as important as your home improvement project itself.

Home Improvement Loans seasonal loans are available from April through September each year to assist in your home improvement project. In addition to your loan application an estimate for repairs or purchases is required. Home improvement loans are unsecured loans and are generally granted up to $7500.

The rates will be posted each season as they are available.

Click here to apply



With Share or Certificate Secured Loans, you can receive the funds you need without having to withdrawal from your savings. You can finance your needs by using the funds in your share or certificate as collateral.

Share secured loans can help build or repair credit while enjoying a low-rate loan. Our lending department will work with you to find terms and conditions with competitive rates to suit your needs.

Share Secured Loan Benefits:

  • Low rate secured by funds in your share account
  • Savings or Certificate continues to earn dividends during the loan period
  • Secured funds are released as the loan principal is reduced through payments



We offer unsecured loans to fit your individual needs! Whether it’s for a special purchase, vacation, or consolidation of your high-cost bills.

Members can establish an unsecured loan with competitive rates and terms. Help pay down high-cost bills to one low monthly payment or to take a much needed vacation.

Personal Lines of Credit Benefits:

  • Competitive rates
  • Flexible terms
  • Finance a variety of needs
  • Set up reoccurring payments to be withdrawn from an existing HPFCU account
Video Banking