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myDividend Checking Rates

RATES ACCURATE AS OF: 3/1/2023Dividend RatesAPY*
Standard Rate 0.10%.100%
Premium Rate 1.98%2.00%

Savings Rates

RATES ACCURATE AS OF: 3/1/2023

Balance

Dividend Rates

APY*
$5.00-$299.99 0.00% 0.00%
$300.00-$9,999.99 0.20% 0.20%
$10,000.00-$24,999.99 0.25% 0.25%
$25,000.00 and over 0.27% 0.27%

*APY=Annual Percentage Yield. To receive the disclosed APY, you must maintain a minimum average daily balance of $300 in your account for the month. Rates are subject to change without notice. Fees may reduce earnings. Min. $5 deposit required to open. Federally Insured by NCUA.

Youth Savings Rates

BalanceDividend RateAPY*
$5.00-$299.990.20%0.20%
$300.00-$9,999.990.20%0.20%
$10,000.00-$24,999.990.25%0.25%
$25,000.00 and over0.27%0.27%

*APY=Annual Percentage Yield. To receive the disclosed APY, you must maintain a minimum average daily balance of $5 in your account for the month. Rates subject to change without notice. Fees may reduce earnings. Min. $5 deposit required to open. Federally Insured by NCUA.

Christmas Club Rates

RATES ACCURATE AS OF: 3/1/2023

Balance
Dividend RatesAPY*
$25.00-$299.990.20%0.20%
$300.00-$9,999.990.20%0.20%
$10,000.00-$24,999.99 0.25%0.25%
$25,000.00 and over0.27%0.27%

*APY=Annual Percentage Yield. To receive the disclosed APY, you must maintain a minimum average daily balance of $25 in your account. Rates are subject to change without notice. Fees may reduce earnings on the account. Clubs mature on 10/1 of each year. Minimum required to earn interest is $25. Federally Insured by NCUA.

Certificate Rates

RATES ACCURATE AS OF: 1/19/2024

Term
Dividend RateAPY
2-5 Months0.25%0.25%
6-11 Months0.35%0.35%
7 Month Special4.41%4.50%
10 Month Special4.41%4.50%
12-23 Months0.45%0.45%
24-35 Months0.60%0.60%
36-47 Months0.65%0.65%
48-59 Months0.80%0.80%
60 Months0.85%0.85%

***ASK MEMBER SERVICE ABOUT OUR RELATIONSHIP RATE BUMP!***

**APY=Annual Percentage Yield, assumes the same rate for 1 year. Rates are subject to change without notice and may change after account is opened. Dividends are compounded and credited monthly. A penalty may be imposed for early withdrawal. $500 minimum required to open.  Fees may reduce earnings. Federally Insured by NCUA.

IRA Rates

RATES ACCURATE AS OF: 1/19/2024

Term
Dividend RateAPY*
2-5 Months0.25%0.25%
6-11 Months0.35%0.35%
7 Month Special4.41%4.50%
10 Month Special4.41%4.50%
12-23 Months0.45%0.45%
24-35 Months0.60%0.60%
36-47 Months0.65%0.65%
48-59 Months0.80%0.80%
60 Months0.85%0.85%

*APY=Annual Percentage Yield, assumes the same rate for 1 year. Rates subject to change without notice and may change after account is opened. $500 minimum required to open. Fees may reduce earnings. Federally Insured by NCUA.

IRA Savings

Dollar RangeDividend RateAPY*
ANY0.80%0.80%

*APY=Annual Percentage Yield, assumes the same rate for 1 year. $50 minimum required to open. Rates subject to change without notice and may change after account is opened. Fees may reduce earnings. Federally Insured by NCUA.

Money Market Savings Rates

RATES ACCURATE AS OF: 11/1/2023

Balance
Dividend RatesAPY*
$0-$2,499.990.00%0.00%
$2,500.00-$9,999.99 0.25% 0.25%
$10,000.00-$24,999.99 0.25% 0.25%
$25,000.00-$49,999.99 0.30% 0.30%
$50,000.00-$99,999.99 0.35% 0.35%
$100,000.00-$249,999.990.99%1.00%
$250,000.00 and over1.98%2.00%

*APY=Annual Percentage Yield. To receive the disclosed APY, you must maintain a minimum average daily balance of $2,500 in your account. Minimum to earn dividends is $2,500. Rates subject to change without notice and may change after account is opened. Fees may reduce earnings. Federally Insured by NCUA.

Learn more about Money Market Accounts by clicking here!

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