Rates Effective: 1/12/2026 Term	2025 & newer	2024 & Older
Up to 48 Months	as low as 4.24% APR	as low as 4.44% APR
49-60 Months	as low as 4.44% APR	as low as 4.64% APR
61-75 Months	as low as 4.74% APR	as low as 4.94% APR
76-84 Months	as low as 5.74% APR	as low as 5.94% APR