Fixed for Five Home Equity Line of Credit

4.99% APR*

Bring Your Vision Home!

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*APR = Annual percentage rate and is fixed at 4.99% for the first five years, then adjusts annually (January 1st and July 1st) with Prime Rate, as published in the Wall Street Journal, currently 6.75%. Min. loan $10,000, max loan $150,000, minimum payment of $100, max. LTV 80%, max. rate 18%, and term is 20 years. Draw period is 10 years, repayment period is 20 years. The line is subject to homeownership (primary residence), appraisal and credit approval. Property insurance required. Closing costs are waived unless the loan is discharged within 3 years of the origination date in which case you will be required to pay closing costs, which will range from approximately $200 – $2,500. Rate subject to change without notice. Consult a tax advisor for the deductibility of interest. NMLS#585840. Equal Housing Lender. Offer valid 7/1/2026 – 7/31/2026.