Financial Health Header

My Financial Health

Take more control of your financial journey.

It’s challenging to manage your financial life through dozens of apps. That’s why we’re enhancing your experience with a few features to give you better control – all in one place.

To enroll in My Financial Health within Digital Banking:

  • Click “See More” under the My Financial Health option within the digital banking dashboard.
  • Click “Enroll Me for Free” to enroll in a Basic Plan.
  • To enroll in the Premium plan, click the “Upgrade to Premium” option.

With the free version of My Financial Health, members can enjoy financial tools including:

  • Your credit score: Check out your VantageScore® 3.0 
  • Dark web monitoring:1 We scan the web for fraudulent use of your personal information including name, address, email and more
  • Personal information monitoring: We scan your name in real time to see how much of your private information has been exposed on Data Broker sites2 
  • Online subscriptions view: Access a consolidated view of your subscriptions to see where your dollars are going

In addition to the free features, you can upgrade to My Financial Health Premium for $8.99/month3 to unlock:

  • Credit monitoring and alerts from all 3 bureaus: Get alerts whenever there is a credit event such as a new account being opened or a hard credit inquiry. Additional alerts, such as balance changes, public records, address changes, delinquencies, and credit score changes are also available.
  • Social Security Number monitoring: Detect and prevent identity theft occurring outside of the credit bureaus’ vision
  • Change of address alerts: Detect and be alerted when there has been an unauthorized change of address
  • Identity theft insurance: Up to $1M of identity restoration and protection against identity theft4
  • Identity restoration: Access hands-on assistance restoring compromised identity
  • Removal of personal information from Data Broker sites:5 Leverage automated services to continuously remove their personal data from these sites
  • Ongoing web monitoring for newly exposed private information: Continuously monitor Data Broker sites and get alerts when your personal information resurfaces
  • Online subscriptions cancellation: With just a single button, cancel unused or low value subscriptions
  • Credit building: Build credit or establish credit history with credit building features
  • Student loan assistance: View your total federal student loan balance, identify the plan with the most savings and enroll, and monitor details with timely recertification.
  • Home value and equity insights: See what your home is worth, how much equity you’ve built, and how much you could borrow against it.

.

1-Dark Web monitoring consists of searching for up to 1 Social Security number, 10 driver’s licenses, up to 10 credit and debit cards, up to 10 bank accounts, 10 passports, up to 10 phone numbers, up to 10 email addresses, up to 10 physical addresses, and 10 medical IDs. We partner with Constella Intelligence who searches thousands of internet sites where it is suspected that consumer’s personal information is being bought and sold. Constella Intelligence regularly reviews and adds new sites to search; however, there is no guarantee that Constella Intelligence will be able to locate and search every possible internet site as some sites are not published and frequently change. Dark Web monitoring may take several days to begin and may not occur during your {trial/Access} period. 2-Please note that the list of Data Broker sites being scanned may change as we do not crawl all Data Broker sites. 3-Plus applicable taxes. $8.99 (plus applicable tax) will be debited from your account when you enroll, and then monthly until you cancel. 4-Terms and conditions apply. The Identity Theft Insurance is underwritten and administered by AIG. This description is a summary and is solely intended for informational purposes and may not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits. 5-Data Broker sites are sites that trade personal information for profit – names, addresses, phone numbers, social security numbers and more. As a result, consumers are at risk of identity theft, financial hacks, account takeovers, spam, robocalls, and physical threats including stalking, harassment and doxing. Please note that the list of Data Broker sites being scanned may change as we do not crawl all Data Broker sites. 

Video Banking